Last Updated: March 2026
At TeleGiro, Inc. ("TeleGiro," "we," "us," or "our"), we use cookies and similar technologies on our website (www.telegiro.com), mobile applications, and digital financial services platform. This Cookie Policy explains what cookies are, how we use them, and your choices regarding their use.
Cookies are small text files placed on your device when you visit a website or use our mobile applications. They allow our platform to recognize your device and remember information about your visit, such as your preferences, settings, and session information.
Some cookies are session-based and expire when you close your browser. Others may remain on your device for longer periods depending on their purpose, such as remembering your preferences or supporting security features. The specific duration of each cookie is shown in the tables below.
We use cookies for the following purposes:
These cookies are necessary for our platform to function properly and cannot be switched off. They enable core functionality including security, authentication, and payment processing.
Cookie Name | Cookie Value | Purpose | Duration |
TeleGiroGUID | Device info | Identifies trusted devices for secure access | 1 year |
TeleGiroUser | Encrypted email | Maintains your secure login session | Session |
SessionToken | Unique token | Secures your banking session | 24 hours |
_RequestVerificationToken | Unique Token | Protects against CSRF attacks | Session |
These cookies are essential for providing our digital wallet and payment services through our partnership with Checkbook Inc.
Cookie Name | Cookie Value | Purpose | Duration |
checkbook_session | Session ID | Maintains Checkbook API connection | Session |
wallet_id | Encrypted wallet ID | Identifies your digital wallet | 1 year |
payment_preferences | Payment settings | Remembers preferred payment methods | 6 months |
transaction_token | Transaction ID | Tracks payment processing status | 7 days |
ach_verification | Verification status | ACH account verification status | 90 days |
These cookies help us meet regulatory requirements and protect your account from fraud.
Cookie Name | Cookie Value | Purpose | Duration |
mfa_token | Auth token | Multi-factor authentication | 30 days |
compliance_status | Compliance flags | BSA/AML compliance verification | 90 days |
fraud_score | Risk assessment | Fraud prevention monitoring | Session |
identity_verified | Verification status | Identity verification for FinCEN | 1 year |
device_fingerprint | Device signature | Device recognition for security | 6 months |
Cookie Name | Cookie Value | Purpose | Duration |
_culture | Language code | Language preference | 1 year |
timezone_offset | Time zone | Local time display for transactions | 1 year |
ui_preferences | UI settings | Dashboard customization | 6 months |
notification_prefs | Alert settings | Transaction notification preferences | 1 year |
Analytics cookies may include services such as Google Analytics or similar providers used to measure performance and improve user experience. These cookies help us understand how you use our services and improve our platform.
Cookie Name | Cookie Value | Purpose | Duration |
_ga | Google Analytics ID | Usage analytics | 2 years |
_gid | Google Analytics ID | Session analytics | 24 hours |
transaction_analytics | Usage patterns | Payment service analytics | 30 days |
banking_metrics | Feature usage | Digital wallet usage metrics | 90 days |
We work with trusted partners to provide our services. These partners may set their own cookies:
Essential cookies required for banking and payment services cannot be disabled while using our platform. Disabling these cookies will prevent you from accessing your account and conducting financial transactions.
You can manage non-essential cookies through:
We may update this Cookie Policy to reflect changes in our services or technology, new regulatory requirements, or security enhancements. Updates become effective upon posting to our website.
Email: privacy@telegiro.com
Phone: (323) 546-9392
TeleGiro, Inc.
5201 Waterford District Drive, 9th Floor
Miami, Florida 33126
TeleGiro, Inc. — Licensed Money Transmitter | Not a Bank
Florida License #FT230000431 | New Jersey License #2305779 | FinCEN MSB Registration #31000298380846
5201 Waterford District Drive, 9th Floor, Miami, Florida 33126 | (323) 546-9392